Most money still moves by transfer.
Most money here moves by bank transfer. Take it as a first-class payment method, with a payment slip and a reference the payment can be recognised by.
No card and no contract to open an account.
- MatchedReference agreed38
- Amount differsFor review3
- No referenceMatched by hand2
- TotalOn today's statement12,640 KM
Why transfer creates work
Receiving the money is not the problem. Knowing what it was for is.
A payment with no marker
An amount arrives and nobody knows which order it was.
The customer improvises
With no slip and no reference, every customer writes something different.
The order waits
Goods sit until somebody confirms by hand that the money came in.
How it works
- 01
- 02
- 03
- 04
- 01
Transfer at checkout
Chosen like a card, with no separate flow.
- 02
They get a slip
With your account, the amount and the reference.
- 03
Import the statement
Your bank statement comes in, daily or by hand.
- 04
It matches itself
The reference joins payment to order and the order moves on.
The reference exists before the payment does
The marker is created when the order is placed, not when the money is chased. So a payment that arrives already knows what it belongs to, and nobody compares a statement against a list of orders.
- A slip the customer can take to a bank or pay from their phone
- A mismatched amount is held for review rather than quietly closed
- A payment with no reference is matched by hand in two clicks
What people ask before they decide.
Statements import in the formats banks here issue. If yours differs, we add it.
It is not closed automatically. It appears in a list for manual matching, with a suggestion based on amount and date.
Your choice. An order can wait for payment or proceed immediately, on a rule you set.
Related but not the same. This is transfer as a payment method in a sale. Invoices and receivables are about who owes you and how that gets collected.
Most money still moves by transfer.
No card and no contract to open an account.